Monthly report: Housing market inventory dynamics in 800+ metros, 3,000+ counties, +25,000 ZIPs
ResiClub PRO | The ResiClub Terminal and the Lance Lambert Inventory Tracker have been updated to include analysis based on end-of-January 2026 inventory data.
U.S. housing market inventory is up 10% year over year—but growth is slowing
ResiClub analyzed inventory data through January 31, 2026.
Giant homebuilders—including Lennar and Taylor Morrison—reportedly float a rent-to-own 'Trump Homes' program
Rent-to-own models have a long track record of struggling, in part because renter-to-buyer conversion rates are hard to forecast. Divvy Homes and Home Partners of America—now defunct—are recent examples.
Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle
ResiClub PRO | According to the Federal Housing Finance Agency, 76.7% of all U.S. mortgages have loan-to-value (LTV) ratios of 60% or less.
The housing market's post-boom recalibration shows up clearly in this one stat
At the height of the Pandemic Housing Boom, only 38% of U.S. homes in 2021 sold for less than their original list price. By 2025, that figure had risen to 62%—roughly on par with its 2019 level of 64%.
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Giant homebuilders—including Lennar and Taylor Morrison—reportedly float a rent-to-own 'Trump Homes' program
Rent-to-own models have a long track record of struggling, in part because renter-to-buyer conversion rates are hard to forecast. Divvy Homes and Home Partners of America—now defunct—are recent examples.
