Mortgage

A data look at Fannie Mae and Freddie Mac's push to add mortgage-backed securities and drive spreads lower

5 min read

A data look at Fannie Mae and Freddie Mac's push to add mortgage-backed securities and drive spreads lower

ByLance Lambert

Where mortgage refi activity finds a little life—and loses it fast

2 min read

Where mortgage refi activity finds a little life—and loses it fast

ByLance Lambert

Housing foreclosure activity inches closer to pre-pandemic 2019 levels

3 min read

Housing foreclosure activity inches closer to pre-pandemic 2019 levels

ByLance Lambert

The mortgage math every borrower should understand

2 min read

The mortgage math every borrower should understand

ByLance Lambert

40% of U.S. homeowners are mortgage-free—but it has little predictive impact on home prices

2 min read

40% of U.S. homeowners are mortgage-free—but it has little predictive impact on home prices

ByLance Lambert

The U.S. housing market's mortgage market is unique—just ask Canadians

3 min read

The U.S. housing market's mortgage market is unique—just ask Canadians

ByLance Lambert

Housing markets with the most and fewest underwater homeowners—and the vintage breakdowns

4 min read

Housing markets with the most and fewest underwater homeowners—and the vintage breakdowns

ByLance Lambert

Energy shocks are driving up inflation. Here's what it means for the housing market

3 min read

Energy shocks are driving up inflation. Here's what it means for the housing market

ByLance Lambert, +1

Economists got some bad news for homebuyers and sellers still hoping for a swift return to sub 5.00% mortgage rates

1 min read

Economists got some bad news for homebuyers and sellers still hoping for a swift return to sub 5.00% mortgage rates

One major demand shock is absent from this housing market cycle

4 min read

One major demand shock is absent from this housing market cycle

ByLance Lambert

Housing foreclosure activity inches closer to pre-pandemic 2019 levels

3 min read

Housing foreclosure activity inches closer to pre-pandemic 2019 levels

ByLance Lambert

The Fed’s Bullseye Chart explains why central bankers are holding steady

4 min read

The Fed’s Bullseye Chart explains why central bankers are holding steady

ByLance Lambert

Which housing markets have the most—and least—mortgage distress right now?

3 min read

Which housing markets have the most—and least—mortgage distress right now?

ByLance Lambert

Refis are slowly gaining momentum—just look at mortgage giant UWM’s earnings

7 min read

Refis are slowly gaining momentum—just look at mortgage giant UWM’s earnings

ByLance Lambert

Homebuilders with the most—and least—FHA exposure

6 min read

Homebuilders with the most—and least—FHA exposure

ByLance Lambert

Big banks retreated from mortgages after the 2008 housing crash—now this Fed governor wants them back

7 min read

Big banks retreated from mortgages after the 2008 housing crash—now this Fed governor wants them back

ByLance Lambert

100 major housing markets, one key question: How many homeowners are underwater?

6 min read

100 major housing markets, one key question: How many homeowners are underwater?

ByLance Lambert

Foreclosure activity inches closer to pre-pandemic 2019 levels

6 min read

Foreclosure activity inches closer to pre-pandemic 2019 levels

ByLance Lambert

Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle

3 min read

Housing’s quiet shock absorber: U.S. homeowners at large have a giant equity buffer this cycle

ByLance Lambert

Mortgage market update: Mortgage purchase and refi applications improve but remain historically soft

11 min read

Mortgage market update: Mortgage purchase and refi applications improve but remain historically soft

ByLance Lambert

Trump directs Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds to attempt to push mortgage rates lower

11 min read

Trump directs Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds to attempt to push mortgage rates lower

ByLance Lambert

Powell: 'housing market faces some really significant challenges' that a 25 bps rate cut won’t resolve

9 min read

Powell: 'housing market faces some really significant challenges' that a 25 bps rate cut won’t resolve

ByLance Lambert

A half-century of data shows a 1.40-point average annual mortgage-rate range

8 min read

A half-century of data shows a 1.40-point average annual mortgage-rate range

ByLance Lambert

Mortgage purchase applications are rising—so why did most housing markets soften in 2025?

7 min read

Mortgage purchase applications are rising—so why did most housing markets soften in 2025?

ByLance Lambert

FHA ban sends non-permanent resident mortgage locks from boom to bust

7 min read

FHA ban sends non-permanent resident mortgage locks from boom to bust

ByLance Lambert