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Understanding the housing market 'spread': How it could lead to lower mortgage rates in 2025
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Understanding the housing market 'spread': How it could lead to lower mortgage rates in 2025

ResiClub PRO | The "spread" represents the difference between the 10-year Treasury yield and the average 30-year fixed mortgage rate. Here's why it matters.

Lance Lambert
Lance Lambert
Detailed home price analysis spanning over 800 metros and 3,000 counties
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Detailed home price analysis spanning over 800 metros and 3,000 counties

ResiClub PRO | The Lance Lambert House Price Tracker just got updated to include our latest house price analysis.

Lance Lambert
Lance Lambert
The share of mortgage-free U.S. homeowners just hit a new high—here's why
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The share of mortgage-free U.S. homeowners just hit a new high—here's why

ResiClub PRO | The record number of mortgage-free homeowners provided an economic cushion amid the Fed's fastest rate-hiking cycle in four decades, argues some analysts.

Meghan Malas
Meghan Malas
MortgageMortgage
With borrowers sitting on low rates, refi will only be able to grow so much

With borrowers sitting on low rates, refi will only be able to grow so much

Among U.S. homeowners who have a mortgage, 76% have an interest rate below 5.0%.

Lance Lambert
Lance Lambert
Housing markets where homes sell the most above list—and the most below list

Housing markets where homes sell the most above list—and the most below list

To identify which markets might offer buyers the most luck right now, ResiClub analyzed the sale-to-list ratio calculated by Zillow.

Lance Lambert
Lance Lambert
Homebuilders expected the NAR ruling to reduce commissions—the impact so far?
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Homebuilders expected the NAR ruling to reduce commissions—the impact so far?

ResiClub PRO | KB Home CEO Jeff Mezger says they're paying buyer's agent commissions on 60% to 65% of sales. He expects that figure to drop to 20% to 30% in five years.

Lance Lambert
Lance Lambert
The U.S. housing market, as told by ResiDay

The U.S. housing market, as told by ResiDay

On Friday, November 8th, in New York City, ResiClub will host ResiDay, bringing together the brightest minds in the housing market.

Lance Lambert
Lance Lambert
These housing markets are poised for BIG single-family and apartment expansion in the coming year
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These housing markets are poised for BIG single-family and apartment expansion in the coming year

ResiClub PRO | Despite the ongoing softness in Texas, with rising inventory and falling home prices in some markets, many big homebuilders across Texas—even in Austin—continue to barrel head.

Lance Lambert
Lance Lambert
Housing market inventory: A deep dive into 800+ metros and 3,000+ counties
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Housing market inventory: A deep dive into 800+ metros and 3,000+ counties

ResiClub PRO | The Lance Lambert Inventory Tracker is updated to include August analysis for U.S. metros and counties.

Lance Lambert
Lance Lambert
4 states are back above pre-pandemic inventory levels—these states will do so next

4 states are back above pre-pandemic inventory levels—these states will do so next

ResiClub analyzed August inventory data just released from Realtor.com.

Lance Lambert
Lance Lambert
This interactive housing market map shows where sellers—or buyers—have the most power right now

This interactive housing market map shows where sellers—or buyers—have the most power right now

Let's take a look at Zillow's Market Heat Index.

Lance Lambert
Lance Lambert
The hidden reason small homes aren’t more common: economies of scale

The hidden reason small homes aren’t more common: economies of scale

The National Association of Home Builders published an article on Tuesday finding that big homes have an economic advantage over small homes.

Lance Lambert
Lance Lambert
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